Official 2026 Tax Rates • Updated January 2026
Ontario FreelancerTax Calculator 2026
Calculate your self-employed taxes in Ontario with official 2026 CRA rates
Ontario Tax Rates for Freelancers (2026)
Ontario Provincial Tax Brackets
Up to $53,8915.05%
$53,891 - $107,7859.15%
$107,785 - $150,00011.16%
$150,000 - $220,00012.16%
Over $220,00013.16%
Example: $80,000 Income in Ontario
Federal Tax:$10,293
Ontario Tax:$4,511
CPP:$8,893
Total Tax:$23,697
Net Income:$56,303
💡 Why Ontario Freelancers Pay More CPP
As a self-employed individual in Ontario, you pay both the employer and employee portions of CPP contributions (11.9% total). Additionally, if you earn between $74,600 and $85,000, you'll pay an extra 8% CPP2 contribution. This is why freelancers often see higher total tax rates than employees with the same income.
📋 Ontario-Specific Tax Information
- • Ontario charges 13% HST (Harmonized Sales Tax) on most services
- • You must register for HST if your revenue exceeds $30,000
- • Ontario Basic Personal Amount: $11,865 (provides $599 tax credit)
- • Filing deadline: June 15th | Payment deadline: April 30th
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